RanLife Home Loans

Turn Your Dream Into An Address.

Fast process, flexible programs, all focused on you.

About RanLife

Your Home, Your Dream, Our Mission

24 Years of turning dreams into addresses.

RanLife Home Loans has been serving homeowners since 2001, offering more than 24 years of trusted experience in the mortgage industry. As a nationwide lender, we’ve helped thousands of families purchase homes, refinance, and access their equity with confidence. Our team is dedicated to fast processes, flexible loan programs, and personalized service that keeps your goals at the center of everything we do.

Loan Programs

Flexible Programs,
Made for You.

First-Time Homebuyer

First-Time Homebuyer

Purchasing a home can be scary. Our experts are here to guide you through the process.

FHA Home Loans

A government-insured loan that on average allows for a lower minimum down payment & credit score than is usually required.

100% Financing

Being required to have 20% down is a common misconception. At RanLife, we have options.

View All Loan Programs

View All Loan Programs

At RanLife, we offer a wide range of loan programs designed to fit every type of homebuyer and homeowner. Whether you’re purchasing, refinancing, investing, or tapping into your home’s equity.

24+

Years Of Lending

6,000 +

Satisfied Homeowners

40+

Experienced Loan Officers

1,000

5 Star Reviews

What Sets Us apart

Why Homeowners Choose RanLife

RanLife’s In-House Advantage

Having in-house underwriters and processors gives RanLife Home Loans a major edge in efficiency and communication. By keeping these critical steps under one roof, we can move quickly, reduce delays, and provide a smoother, more predictable mortgage experience. Our team works closely with you at every stage, so your questions are answered fast and your loan stays on track.

– Fast approvals and closings

– Clear, direct communication with your loan team

– Fewer delays and a smoother process from start to finish

Learn More

RanLife’s Flexible Loan Programs

At RanLife Home Loans, we offer a variety of flexible loan programs designed to fit your unique needs and goals. Whether you’re a first-time buyer, refinancing, or tapping into your home equity, our team will help you find the right solution. With options tailored to different budgets and lifestyles, we make home financing simple and accessible.

 

– Options for every type of homebuyer or homeowner

– Customized solutions to fit your budget and goals

-Programs for purchasing, refinancing, or accessing equity

View Programs

RanLife Is Focused On You

At RanLife Home Loans, our clients always come first. We take the time to understand your goals, guide you through every step of the mortgage process, and provide personalized solutions that work for your unique situation. From your first call to closing day, our team is committed to making the experience smooth, clear, and stress-free.

– Personalized guidance tailored to your needs

– Clear communication at every step

– Dedicated support from start to finish

RanLife’s Mortgage Calculator

Take the guesswork out of home financing with RanLife’s Mortgage Calculator. Quickly estimate your monthly payments, compare loan options, and see how different terms or down payments affect your budget. It’s a simple tool designed to help you make informed decisions and plan your home purchase or refinance with confidence.

– Instantly estimate monthly payments

– Compare loan options and terms

– Plan your budget with confidence

See What Is In Your Budget 

Home Loan Experts

Meet RanLife’s 
Mortgage Experts

Ty Burbidge

Ty Burbidge

CEO & Senior Loan Officer

Ty Burbidge

CEO & Senior Loan Officer

Eric Mabon

Eric Mabon

Senior Loan Officer

Eric Mabon

Senior Loan Officer

Easton Adamson

Easton Adamson

Senior Loan Officer

Easton Adamson

Senior Loan Officer

Benjamin Clower

Benjamin Clower

Senior Loan Officer

Benjamin Clower

Senior Loan Officer

RanLife’s 5-Day HELOC

Access Your Home Equity
In As Little As 5 Days!

Home Loan Experts

What Our Clients
Are Saying About RanLife

We had such a great experience working with Ben from Ranlife. From start to finish, they made the mortgage process smooth, stress-free, and easy to understand. They were always available to answer questions quickly and explained everything in detail, which gave us a lot of peace of mind. Closing went exactly as planned, and we truly felt supported the whole way through. We would highly recommend Ben Clower and Jamie Montano to anyone looking to buy or refinance a home. 

Brittany S.

Client Of Benjamin Clower

From buying our first home to later refinancing Kyle Smart made each process seamless. I was very impressed with his ability to always meet us where we were at. We always felt that he was working hard to make sure we got the best deal possible. Can’t say enough about Kyle. We will definitely be reaching out to him and RanLife Home Loans for any future home loan needs. 

Alyssa E.

Client Of Kyle Smart